As part of the Transparency in Coverage rule, health plans (self-insured) and insurance issuers must publicly post machine-readable files (MRFs) containing in-network rates and out-of-network allowed amounts, accessible on websites, and updated monthly, to enhance consumer understanding of healthcare costs. Health plans and insurance issuers are required to publish MRFs on publicly accessible websites. So, having it on your Zipline will not meet the requirements. It must be available to the “public at large”. www.cigna.com